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Archive for the ‘Insurance Claim Disputes’ Category

What to Do With Your Vehicle after a Car Accident

Friday, January 27th, 2012

Immediately following a car accident, the first concern is the safety of everyone involved. After the dust settles, however, you may have questions concerning how you should get your car fixed and how to deal with the insurance companies. If you are not at fault in the accident, it is important to understand your options and protect your rights.

One of the first things the insurance company will want you to do is speak with a third-party insurance adjuster. This is an independent entity that will assess the damage to your vehicle and determines fault. The third-party adjuster will likely ask you to submit a recorded statement about the accident. It is a good idea to consult with an attorney before submitting a statement to the adjuster. The adjuster’s job is to save the insurance company money, and the term ‘third-party’ can be misleading.

You have the right to have your vehicle repaired wherever you choose. The at-fault party must also supply you with a rental vehicle comparable to the one you had. You can also have your own insurance company cover the repair costs when the third-party is making you jump through too many hoops. You may have to pay your deductable, but can be reimbursed by the third-party insurance company.

If you were injured in the accident, you will want to immediately retain an experienced personal injury attorney.

Wooten, Kimbrough & Normand, P.A.—Orlando personal injury attorneys.

Study Finds Low Rate of Medical Malpractice Claim Payouts

Friday, September 30th, 2011

According to the American Association for Justice, a study has found that less than a quarter of the claims that doctors filed with an insurer seeking coverage for medical malpractice liability resulted in payments to those alleging harm. The study published in the New England Journal of Medicine said the low rate of payments shows that the insurers deny far more claims than they pay.

The study said that only one of every five medical malpractice cases ends in financial transfer, whether through a settlement or jury award. About one in fourteen doctors are named each year in medical malpractice claims and every surgeon faces a chance of at least one malpractice claim within their lifetime. The study sifted through data on 41,000 doctors between 1991 and 2005, provided by an anonymous insurer which covers 3% of American doctors and spreads through all 50 states.

The study also found that neurosurgeons and heart surgeons were sued 19% of the time on the high end and pediatricians and psychiatrist faced 3% of lawsuits of the time on the low end. The low rate of payments shows that insurers deny far more claims and contradicts medical malpractice reform arguments.

An Orlando injury attorney can provide guidance if you have been injured because of a medical center, healthcare professional or a hospital’s negligence.

First Aid Given to United Healthcare and Florida Hospital Dispute

Friday, August 20th, 2010

The dispute between Florida Hospital and United Healthcare over contract negotiations is making progress.  Last Friday the two sides agreed to a 30-day extension to the current contract.   As reported in the Orlando Sentinel, the major issues have been resolved and they just needed more time to actually complete the contract.

This was good news for the over 400,000 United Healthcare members who would have lost a major provider of healthcare services in Central Florida.  It could have been very difficult for patients treating with Florida Hospital doctors to have found healthcare elsewhere.

This dispute was probably very upsetting for a lot of patients while it was going on.   However, it appears  that two  major corporations have for once put patient care first, settled their differences and come to an agreement.  They should be commended.